Want to earn money back on everyday purchases? Cashback apps pay you for shopping—whether online, in-store, or even scanning receipts. Instead of paying full price, these apps give you free cash, gift cards, or discounts on things you already buy.
In this guide, we’ll cover the top cashback apps of 2024, how they work, and which ones are worth using. Start saving effortlessly today!
7 Best Cashback Apps to Save Money
1. Rakuten (Formerly Ebates) – Best for Online Shopping
💰 How It Works: Earn 1–40% cashback at 3,500+ stores (Walmart, Amazon, Nike).
📱 Best For: Online shoppers.
✅ Key Features:
Big payouts (checks or PayPal)
$30 sign-up bonus after first purchase
Browser extension auto-applies deals
❌ Downsides:
Payouts only every 3 months
In-store cashback requires linking a card
💵 Pricing: Free
🔗 Download Rakuten
2. Ibotta – Best for Groceries & Receipt Scanning
💰 How It Works: Scan receipts from Walmart, Target, Kroger to earn cashback.
📱 Best For: Grocery savings.
✅ Key Features:
Works at 200+ grocery stores
$20 welcome bonus
Stack with coupons
❌ Downsides:
Must manually select offers before shopping
Minimum $20 to cash out
💵 Pricing: Free
🔗 Download Ibotta
3. Fetch Rewards – Easiest Receipt App
💰 How It Works: Scan any receipt (even gas & restaurants) for points.
📱 Best For: No-fuss rewards.
✅ Key Features:
No need to clip offers
1,000+ brands supported
$2 sign-up bonus
❌ Downsides:
Lower payouts than Ibotta
Points take time to accumulate
💵 Pricing: Free
🔗 Download Fetch
4. Honey (by PayPal) – Best for Automatic Coupons
💰 How It Works: Applies discount codes automatically at checkout.
📱 Best For: Online shoppers who hate searching for promo codes.
✅ Key Features:
Gold membership (extra cashback)
Price tracking & drop alerts
Free PayPal withdrawals
❌ Downsides:
Cashback rates vary widely
Limited in-store options
💵 Pricing: Free (Gold: $4.99/month)
🔗 Download Honey
5. Dosh – Best for Automatic In-Store Cashback
💰 How It Works: Link a card & earn 2–10% back at restaurants, hotels, and stores.
📱 Best For: Passive earnings.
✅ Key Features:
No receipts needed
$5 sign-up bonus
Works with Venmo
❌ Downsides:
Limited retailers
Slow customer service
💵 Pricing: Free
🔗 Download Dosh
6. Upside – Best for Gas & Dining Cashback
💰 How It Works: Get up to $0.25/gal back at gas stations + restaurants.
📱 Best For: Drivers & foodies.
✅ Key Features:
Works at Exxon, Shell, BP
$0.10/gal bonus first fill-up
Direct deposit or gift cards
❌ Downsides:
Must check in before pumping gas
Not all locations participate
💵 Pricing: Free
🔗 Download Upside
7. Capital One Shopping – Best for Amazon Buyers
💰 How It Works: Earn points for shopping online, redeem for gift cards.
📱 Best For: Amazon shoppers.
✅ Key Features:
Price comparison tool
Free & no card required
Best for Capital One cardholders
❌ Downsides:
Rewards are gift cards, not cash
Slower earnings
💵 Pricing: Free
🔗 Download Capital One Shopping
Comparison: Which Cashback App is Best?
| App | Best For | Earnings Method | Payout | Sign-Up Bonus |
|---|---|---|---|---|
| Rakuten | Online shopping | % back at stores | Check/PayPal | $30 |
| Ibotta | Groceries | Receipt scanning | PayPal/Venmo | $20 |
| Fetch | Any receipts | Points for receipts | Gift cards | $2 |
| Honey | Coupon codes | Automatic discounts | PayPal | $5 (Gold) |
| Dosh | In-store purchases | Linked card purchases | Venmo/PayPal | $5 |
| Upside | Gas & dining | Check-in at locations | Bank transfer | $0.10/gal |
| Capital One | Amazon shoppers | Points for purchases | Gift cards | Varies |
How to Maximize Cashback Earnings?
Stack Apps – Use Rakuten + Honey for online shopping.
Check for Bonuses – Many apps offer sign-up deals.
Link Cards – Dosh & Rakuten work automatically when you pay.
Scan All Receipts – Ibotta & Fetch accept almost any receipt.
Combine with Credit Card Rewards – Double-dip on cashback!
Final Verdict: Top Picks
🏆 Best Overall: Rakuten (highest payouts)
🛒 Best for Groceries: Ibotta
⛽ Best for Gas: Upside
💳 Best Automatic Earnings: Dosh
🛍️ Best for Amazon: Capital One Shopping
Pro Tip: Delete unused apps—focus on 2-3 that fit your spending habits.